Cyclist Application Checklist

Before you proceed with your application you will need the following pieces of personal information available:

1. Your employer / sponsoring organisation name
2. Your UK bank account details
3. Your residential UK address history for the past 3 years


All personal data that we collect is covered by our privacy policy. For more information, click here.

Your application will include a credit search to check your eligibility for finance. See our FAQ's page (click here) for more details.

Please note you must be at least 18 years old, have a UK bank account and be able to provide photographic identification (passport or driving licence) when you collect your bike.

In order for free2cycle to supply you with a bike that pays for itself, you will need to use our free2cycle app to track your miles and consent to free2cycle tracking your mileage.

You must own either an Apple or Android smartphone with a minimum operating system, iOS devices: iOS 9.x, iOS 10.x and Android devices, Lollipop (5.0 - 5.1.1), Marshmallow (6.0), Nougat (7.0).

Sign up now



free2cycle Limited is an Appointed Representative of Pay4Later Ltd trading as Deko for the purposes of credit broking.

Finance is provided through the Deko platform by Omni Capital Retail Finance Ltd (FCA register number 720279). You will be offered the best rate available based on your credit history and the lenders’ credit decision policies.

Deko is a trading name of Pay4Later Ltd who acts as a credit intermediary. It is registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please refer to or visit